Terms of Service

Bills Insights is not limited to Ontario or Canada-only access. Users worldwide may access the service where legally permitted. Users are responsible for complying with their own local laws and regulations. Bills Insights does not guarantee the service is appropriate, available, or legal in every jurisdiction.

These Terms are governed by the laws of Ontario, Canada, without regard to conflict of law principles. This does not restrict global users from using the platform where legally permitted.

Bills Insights is informational software. It is not legal advice, financial advice, accounting advice, tax advice, or a licensed financial advisory service.

AI outputs may contain errors, may be incomplete, and may misunderstand uploaded documents. Users must independently verify important information before making decisions.

Bills Insights does not guarantee savings, refunds, fee removals, uninterrupted service, provider cooperation, or billing accuracy. The service should use wording such as may, could, estimated, informational, and suggested.

Bills Insights does not claim HIPAA compliance, banking regulation compliance, government certification, or licensed financial advisory status unless formally obtained later.